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Pumpkin Pet Insurance Review 2022 • Pros, Cons & More


We consider pets to be our family, so why not give them the best pet insurance coverage? Here’s what you need to know about a newcomer to the pet insurance game – Pumpkin Pet Insurance.

Pumpkin’s policies cover a wide range of situations that can result in costly veterinary bills. When considering an insurance policy, it’s important to understand exactly what is covered before you buy.

On the Pumpkin.com site for dogs:

Source: Pumpkin
Pumpkin Pet Insurance Review 2022 • Pros, Cons & More
Source: Pumpkin

Pumpkin Pet Insurance Review 2022 • Pros, Cons & More
Source: Pumpkin

And for cats:

Pumpkin Pet Insurance Review 2022 • Pros, Cons & More

Source: Pumpkin

Your best bet is to get a sample quote, where you can find exclusions clearly spelled out in bullet points.

Here’s a great example of their online quote tool with an annual limit of $10,000 for dogs, an annual limit of $7,000 for cats, a deductible of $250, and an accident and sickness plan reimbursed at 90% in postcode 48228:

Pet Age Payment per month
golden retriever puppy 8 weeks to 6 months $60.85
german shepherd puppy 8 weeks to 6 months $51.49
Golden retriever 6 years $86.93
German shepherd 6 years $73.55
bengal kitten 8 weeks to 6 months $15.95
bengal cat 6 years $21.27
maine coon 3 years 7:50 p.m.

Pet insurance claims are handled differently than human health insurance. Most veterinarians require you to pay your pet’s fees at the time of service, even if you have pet insurance. You should then submit a claim to your pet insurance company if you believe that some or all of the costs of your visit to the vet should be covered. In some cases, your vet may be able to submit a claim on your behalf and Pumpkin can pay your vet directly.

Pumpkin allows customers to submit a complaint online or can provide a complaint form upon request. Once you submit your claim, Pumpkin will review it and determine if it can be covered. If so, you will receive reimbursement for covered expenses on your claim after paying your annual deductible.

Pumpkin’s customer service team can be contacted by:

  • Call 1-866-ARF-MEOW (1-866-273-6369), Monday through Friday, 8 a.m. to 8 p.m. EST.
  • Email help@pumpkin.care
  • Text: 1-559-853-4779

Pumpkin’s website also claims that it will soon have a chat feature.

Pumpkin offers solid pet insurance plans for dogs and cats of all ages and sizes. If you’re considering using Pumpkin as your pet insurance provider, keep in mind the annual coverage limits and reimbursement limits of its policies. Although it has some limitations, pumpkin is a good option for most pet families.

COVERAGE CONDITIONS FOR FOOD ON A PRESCRIPTION: Pumpkin insurance covers prescription food to treat an eligible accident or illness. It does not cover prescription foods used for weight management or the maintenance of general health.

Pumpkin Advertiser Disclosure: Pumpkin Insurance Services, Inc. is responsible for this advertisement. Pumpkin pet insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, coinsurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurance policy. Products, discounts and pricing may vary and are subject to change. Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster company and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional non-insurance supplemental benefit. The pumpkin is responsible for the product and the administration. Pumpkin Preventive Essentials is not available in all states. For full terms, go to pumpkin.care/customer agreement.

Frequently Asked Questions

What are the benefits of using Pumpkin Pet Insurance?

1

What are the benefits of using Pumpkin Pet Insurance?

demand

Ashley Hart

1

Pumpkin Pet Insurance offers various benefits, including discounts, no age limits, and extensive coverage.

Answer link

responded

Benzinga

What are the disadvantages of using Pumpkin Pet Insurance?

1

What are the disadvantages of using Pumpkin Pet Insurance?

demand

Ashley Hart

1

Disadvantages of Pumpkin Pet Insurance include that it applies to cats and dogs; there are higher premiums and variable deductibles.

Answer link

responded

Benzinga


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