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how to secure your online purchases?



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how to secure your online purchases?

J. Poissonnier, D. Brignand, G. le Goff, R. Chapelard, M. le Rue – franceinfo

France Televisions

Because of inflation, more and more scammers are trying to take advantage of the lack of purchasing power of the French by trying to lure them with tempting prices.

Right now, everywhere on the Internet, thousands of discounts and great deals. Logos, graphics, they have everything to look like real ads, but these promotions are totally fake. In one year, this type of scam would have exploded by 251%. This Parisian trader paid the price. In early March, she connects to a social network: “I come across an image with jewelry and crossed out prices. As everything increases, when you see the tempting prices and the reduced prices… We could quickly do the calculation that it was interesting”. By clicking on this ad, she is redirected to a site very similar to that of a well-known jewelry brand. She pays €72 but will never receive her order. These scams flourish in this period of declining purchasing power, according to this cyber scam expert: “It’s the pressure on the budget of the French, linked to inflation. Inevitably, cybercriminals use false promotions to lure them and bring them to fraudulent sites”.

So beware of fake promotion sites, but also misleading offers, which can slip into real merchant sites. Last month, this Niçois wanted to buy a shower cubicle on a DIY site: “I validate my basket I find myself with the detail of the product purchased, with the amount etc. An icon appears at this time with an additional 20% discount”. He clicks on it and that’s where a very complex deception begins. The consumer is unknowingly redirected to another payment page. He enters his bank details. When he pays, the price is much reduced because that is the trick. The third-party site takes care of settling the invoice itself at the true price. The customer receives his order but what he does not know is that he has accepted a monthly debit from his bank account, mentioned in very small letters during the transaction. To avoid this type of subscription scam, advice from this expert from a consumer association: “Ask your bank to provide you with a virtual bank card. It’s a bank card with a number that has nothing to do with your card and that works for a single payment. Under no circumstances can new payments on this card, it is a real protection”.

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